Rent vs Buy Calculator
Compare renting vs buying a home over your chosen time horizon, factoring in purchase costs, maintenance, rent growth and investment returns.
Rent-vs-buy depends heavily on assumptions. This model ignores selling costs, tax relief, insurance and renters' flexibility. It's a guide, not advice — run it with your own numbers.
Frequently asked questions
Is it better to rent or buy?
It depends on how long you'll stay, house price growth, and what you could earn by investing your deposit instead. Use this calculator to compare the two paths over your planned time horizon.
Related calculators
Compound Interest Calculator
Calculate compound interest growth on savings or investments. See how your money compounds monthly, quarterly or yearly, with a full balance schedule.
Mortgage Calculator
Estimate monthly mortgage payments, total interest and a full amortization schedule. Compare rates, terms and down payments instantly.
Loan Amortization Calculator
Full loan repayment schedule with principal, interest and remaining balance for every payment period. Perfect for auto and personal loans.
Retirement Savings Calculator
Estimate how much you need to save for retirement and whether your current contributions are on track for your goal.