Debt Snowball Calculator

See how fast you can become debt-free with the snowball method, and how much interest you can save by targeting small debts first.

Your debts

Total debt£14,500.00
Debt-free in — Snowball
39 months
£2,018.40 total interest · pay smallest debts first
Debt-free in — Avalanche
39 months
£2,018.40 total interest · pay highest-rate debts first

The snowball targets your smallest balance for a quick psychological win. The avalanche targets the highest interest rate to save the most money. Both work — pick whichever keeps you motivated.

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