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Mortgages & Loans Calculators

3 free mortgages & loans calculators. Every tool is free, private and works on any device.

Mortgage Calculator

Estimate monthly mortgage payments, total interest and a full amortization schedule. Compare rates, terms and down payments instantly.

Rent vs Buy Calculator

Compare renting vs buying a home over your chosen time horizon, factoring in purchase costs, maintenance, rent growth and investment returns.

Loan Amortization Calculator

Full loan repayment schedule with principal, interest and remaining balance for every payment period. Perfect for auto and personal loans.

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Pivotal Calc provides informational calculators for general guidance only. Nothing on this site is financial or medical advice. Always verify figures with a qualified professional — see our Terms & Disclaimer.

Pivotal Calc
Savings & Investing
  • Compound Interest
  • Emergency Fund
  • Savings Goal
Mortgages & Loans
  • Mortgage
  • Rent vs Buy
  • Loan Amortization
Retirement
  • Retirement
Budgeting
  • Net Worth
  • Debt Snowball
Quick & Everyday
  • Percentage
Health & Body
  • BMI
  • BMR
  • TDEE
  • Calorie Deficit
  • Protein Intake
  • Macros
  • Water Intake
  • Body Fat
  • Ideal Weight
  • Lean Body Mass
  • BSA
Fitness
  • Heart Rate
  • VO2 Max
  • 1 Rep Max
Clinical
  • eGFR
  • Creatinine Clearance
  • Anion Gap
  • Infusion Rate
  • Maintenance Fluids
  • Anticholinergic Burden
  • PERC Rule
  • Wells (PE)
  • Wells (DVT)
Pregnancy
  • Due Date
  • Gestational Age
  • Pregnancy Weight Gain